Last updated 3 October 2026
1. Purpose
These Terms and Conditions govern the use of Valuedity’s website, services, and products. By using our website or engaging our services, you agree to be bound by these terms.
2. Acceptance of Terms
By accessing and using the Valuedity App, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, you must not use our app or websites.
3. Use of the App
You agree to use the app only for lawful purposes and in a manner that does not infringe the rights of, or restrict the use and enjoyment of the site by, any third party. This includes refraining from:
- Using the app in any way that is unlawful or fraudulent.
- Knowingly transmitting any data containing viruses or malicious code.
- Attempting to gain unauthorised access to any part of the app, our servers, or our networks.
- Engaging in any activity that could damage our reputation or the reputation of our community.
4. Intellectual Property
All content on this app, including text, graphics, logos, images, and software, is the property of Valuedity or its content suppliers and is protected by copyright and intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works of any content on this app without our prior written permission.
5. User-Generated Content
Where you post content on our app or community platforms, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and distribute that content in connection with our services. You represent that you have the right to share this content and that it does not infringe the rights of any third party.
We reserve the right to remove any user-generated content that violates these terms or is otherwise inappropriate.
6. Disclaimer of Warranties and Limitation of Liability
The information on this website is provided on an "as is" basis. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the information or services.
To the fullest extent permitted by law, Valuedity will not be liable for any loss or damage arising from your use of the website or reliance on the information provided.
7. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the Nigerian courts.
8. Changes to Terms
We reserve the right to update these Terms and Conditions at any time. Changes will be posted on this page, and your continued use of the website following the posting of changes constitutes your acceptance of the revised terms.